http://annuityillustrations.com/?p=29 Annuity Marketing, Sales Ideas, Suitability, and Issues by Michael J. Prestwich Thu, 09 Sep 2010 01:04:56 +0000 http://wordpress.org/?v=2.5.1 http://annuityillustrations.com/?p=29#comment-3721 Michael J. Prestwich Thu, 29 Oct 2009 16:09:32 +0000 http://annuityillustrations.com/?p=29#comment-3721 It depends upon the interest rate of the funds that will be used to pay the taxes. If the interest rate is 2% and is taxed at 35%, then the answer is "no." If the funds assume 8% taxed at 15% then the answer may be "yes." Each case needs to be examined individually. It depends upon the interest rate of the funds that will be used to pay the taxes. If the interest rate is 2% and is taxed at 35%, then the answer is “no.” If the funds assume 8% taxed at 15% then the answer may be “yes.” Each case needs to be examined individually.

]]> http://annuityillustrations.com/?p=29#comment-3718 Jeff Norris Wed, 28 Oct 2009 16:49:33 +0000 http://annuityillustrations.com/?p=29#comment-3718 In you calculation, would not the interest earned on the money possibly offset the $50K difference? In other words, By waiting to pay the tax in 2011 and 2012, the client has the ability to earn interest on what would typically be opportunity cost had they paid all the tax in 2010. In you calculation, would not the interest earned on the money possibly offset the $50K difference? In other words, By waiting to pay the tax in 2011 and 2012, the client has the ability to earn interest on what would typically be opportunity cost had they paid all the tax in 2010.

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